USDA Eligible + $10K Seller Concession! Seller concession is valid with a full price offer (must be under contract by 10/20/23) and can be used for a temporary rate buy down allowing the buyer to save interest on a fixed rate mortgage for 1, 2 or 3 years. Custom built 1-story home nestled on a quarter acre lot in the Parkdale subdivision with no HOA! Highlighted by mature trees and a dry weather creek, this home offers beautiful curb appeal complete with an Austin White Stone façade and an over-sized detached garage. The interior features tall ceilings, recessed lights, recent paint, stamped concrete, ceramic tile and wood floors, a split bedroom plan, a kitchen with breakfast bar overlooking the family room with fireplace and crown molding, and separate office. The master suite offers a walk-in shower and closet, garden tub and double vanity. A large, covered back patio over-looks a private, fenced backyard. Only minutes from Elgin Memorial Park, Elgin Little League, and Southside Market BBQ.